Cookie Policy
Last updated: January 1, 2024
1. Introduction
This Cookie Policy explains how Wealth Experience ("we," "us," or "our") uses cookies and similar tracking technologies on our website wealth-experience.com (the "Website"). This policy should be read alongside our Privacy Policy and Terms of Service.
By continuing to browse or use our Website, you acknowledge that you have read, understood, and agree to our use of cookies as described in this policy.
2. What Are Cookies?
Cookies are small text files that are placed on your computer, smartphone, or other device when you visit a website. They are widely used to make websites work more efficiently and to provide information to website owners.
Cookies allow websites to recognize your device and store information about your preferences or past actions. This enables websites to provide personalized experiences and remember useful information about your visit.
3. Types of Cookies We Use
3.1 Necessary Cookies
These cookies are essential for the basic functionality of our Website and cannot be disabled. They enable core features such as:
- Security and network management
- Accessibility features
- Loading and rendering of web pages
- User authentication and session management
- Cookie preference settings
Legal Basis: Legitimate interest in providing basic website functionality.
Retention Period: Session cookies are deleted when you close your browser; persistent cookies may be stored for up to 12 months.
3.2 Analytics Cookies
These cookies help us understand how visitors interact with our Website by collecting and reporting information anonymously. They allow us to:
- Count the number of visitors and page views
- Understand how visitors navigate through our Website
- Identify popular content and areas for improvement
- Measure the effectiveness of our content and design
- Improve user experience based on usage patterns
Legal Basis: Your consent, which you can withdraw at any time.
Retention Period: Up to 24 months.
3.3 Marketing Cookies
These cookies are used to deliver personalized advertisements and marketing messages. They may be set by us or third-party advertising partners and can:
- Track your browsing habits across websites
- Build a profile of your interests
- Show you relevant advertisements on our Website and other sites
- Measure the effectiveness of advertising campaigns
- Prevent you from seeing the same advertisement repeatedly
Legal Basis: Your consent, which you can withdraw at any time.
Retention Period: Up to 12 months.
3.4 Functional Cookies
These cookies enable enhanced functionality and personalization, such as:
- Remembering your preferences and settings
- Providing personalized content recommendations
- Enabling social media features
- Supporting live chat functionality
- Customizing your user interface
Legal Basis: Your consent, which you can withdraw at any time.
Retention Period: Up to 12 months.
4. Third-Party Cookies
We may use third-party services that place cookies on your device. These include:
4.1 Google Analytics
We use Google Analytics to analyze website traffic and user behavior. Google Analytics uses cookies to collect information about your use of our Website, which is then transmitted to and stored by Google.
For more information about Google Analytics and privacy, visit: Google Privacy Policy
4.2 Social Media Platforms
Our Website may include social media features (such as Facebook Like button, Twitter Follow button) that may set cookies to enable proper functioning of these features.
4.3 Marketing and Advertising Partners
We may work with advertising partners who use cookies to show you relevant advertisements across the internet.
5. How to Manage Cookie Preferences
5.1 Our Cookie Management Tool
When you first visit our Website, you'll see a cookie banner that allows you to:
- Accept all cookies
- Accept only necessary cookies
- Customize your cookie preferences
You can change your cookie preferences at any time by clicking the "Cookie Settings" link in our website footer or by clearing your browser cookies and revisiting our site.
5.2 Browser Settings
Most web browsers allow you to control cookies through their settings. You can typically:
- View what cookies are stored on your device
- Delete cookies individually or all at once
- Block cookies from specific websites
- Block third-party cookies
- Set your browser to notify you when cookies are being set
5.3 Browser-Specific Instructions
Here are links to cookie management instructions for popular browsers:
5.4 Opt-Out Tools
You can also opt out of certain types of advertising cookies through industry opt-out tools:
6. Impact of Disabling Cookies
While you can browse our Website with cookies disabled, please note that:
- Some features may not work properly or at all
- Your user experience may be less personalized
- You may see less relevant content and advertisements
- Some forms and interactive features may not function
- You may need to re-enter information more frequently
7. Cookie Retention Periods
Different types of cookies have different retention periods:
7.1 Session Cookies
These are temporary cookies that are deleted when you close your browser.
7.2 Persistent Cookies
These remain on your device for a specified period or until you delete them:
- Necessary cookies: Up to 12 months
- Analytics cookies: Up to 24 months
- Marketing cookies: Up to 12 months
- Functional cookies: Up to 12 months
8. Children's Privacy
Our Website is not intended for children under 18 years of age. We do not knowingly collect personal information from children through cookies or any other means. If you are a parent or guardian and believe your child has provided us with personal information, please contact us immediately.
9. International Data Transfers
Some of the cookies we use may transfer your personal data to countries outside of Canada. When this occurs, we ensure that appropriate safeguards are in place to protect your personal data in accordance with applicable privacy laws.
10. Updates to This Cookie Policy
We may update this Cookie Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. We will notify you of any material changes by:
- Posting the updated policy on our Website
- Updating the "Last updated" date at the top of this policy
- Providing prominent notice on our Website
- Sending email notifications for significant changes (if you've provided your email)
We encourage you to review this Cookie Policy periodically to stay informed about our use of cookies.
11. Legal Basis for Processing
Our use of cookies is based on the following legal grounds:
- Consent: For analytics, marketing, and functional cookies where required by law
- Legitimate Interest: For necessary cookies required for basic website functionality
- Contract Performance: For cookies necessary to provide services you've requested
12. Your Rights
Under Canadian privacy laws, you have the right to:
- Know what personal data is collected through cookies
- Access your personal data
- Correct inaccurate personal data
- Request deletion of your personal data
- Withdraw consent for non-essential cookies
- File a complaint with the Privacy Commissioner of Canada
13. Contact Information
If you have any questions about this Cookie Policy or our use of cookies, please contact us:
- Email: [email protected]
- Phone: +1 (416) 555-0123
- Mail: 789 Queen Street West, Toronto, ON M5V 1B6, Canada
14. Governing Law
This Cookie Policy is governed by the laws of Canada and the Province of Ontario. Any disputes arising from this policy will be subject to the jurisdiction of the courts of Ontario, Canada.