Terms of Service

Last updated: January 1, 2024

1. Introduction and Acceptance

Welcome to Wealth Experience ("Company," "we," "our," or "us"). These Terms of Service ("Terms") govern your use of our website located at wealth-experience.com and all related services, features, content, and applications offered by Wealth Experience (collectively, the "Service").

By accessing or using our Service, you agree to be bound by these Terms. If you disagree with any part of these Terms, then you may not access the Service. These Terms constitute a legally binding agreement between you and Wealth Experience.

2. Description of Service

Wealth Experience provides self-development training, coaching, and educational services to individuals and organizations across Canada. Our services include but are not limited to:

  • Leadership development programs
  • Personal excellence training
  • Communication skills workshops
  • Time management courses
  • Online educational content and resources
  • One-on-one coaching sessions
  • Corporate training programs

3. User Eligibility and Registration

3.1 Age Requirements

You must be at least 18 years of age to use our services. By using our Service, you represent and warrant that you are at least 18 years old and have the legal capacity to enter into these Terms.

3.2 Account Registration

To access certain features of our Service, you may be required to create an account. When creating an account, you agree to:

  • Provide accurate, current, and complete information
  • Maintain and promptly update your account information
  • Maintain the security and confidentiality of your login credentials
  • Accept responsibility for all activities under your account
  • Notify us immediately of any unauthorized use

4. Payment Terms and Policies

4.1 Program Fees

Fees for our training programs and services are clearly displayed on our website and must be paid in full before accessing the program content, unless otherwise specified in your enrollment agreement.

4.2 Payment Methods

We accept major credit cards, debit cards, and other payment methods as displayed during checkout. All payments are processed securely through third-party payment processors.

4.3 Refund Policy

We offer a satisfaction guarantee for our services:

  • Full Refund: Available within 30 days of program commencement if you are not satisfied with the quality of our training
  • Partial Refund: May be available for unused portions of programs under special circumstances
  • Cancellation: You may cancel enrollment up to 48 hours before program start for a full refund minus processing fees

Refund requests must be submitted in writing to our customer service team. Refunds will be processed within 7-10 business days.

4.4 Price Changes

We reserve the right to modify our pricing at any time. Price changes will not affect existing enrollments but will apply to new registrations.

5. User Conduct and Responsibilities

5.1 Acceptable Use

You agree to use our Service only for lawful purposes and in accordance with these Terms. You agree not to:

  • Violate any applicable laws or regulations
  • Infringe on the rights of others
  • Transmit any harmful, offensive, or inappropriate content
  • Attempt to gain unauthorized access to our systems
  • Interfere with or disrupt the Service
  • Use the Service for commercial purposes without authorization
  • Share login credentials or course materials with unauthorized parties

5.2 Course Participation

When participating in our programs, you agree to:

  • Arrive punctually to scheduled sessions
  • Participate respectfully and constructively
  • Complete assigned exercises and assessments
  • Respect the confidentiality of other participants
  • Follow the guidance and instructions of your trainers

6. Intellectual Property Rights

6.1 Our Content

All content provided through our Service, including but not limited to text, graphics, logos, videos, course materials, methodologies, and software, is the property of Wealth Experience or our licensors and is protected by Canadian and international copyright, trademark, and other intellectual property laws.

6.2 Limited License

We grant you a limited, non-exclusive, non-transferable license to access and use our content solely for your personal development purposes. You may not:

  • Copy, modify, distribute, or reproduce our content
  • Use our content for commercial purposes
  • Create derivative works based on our content
  • Share course materials with third parties
  • Remove or alter any copyright or proprietary notices

6.3 User Content

You retain ownership of any content you submit through our Service, but you grant us a non-exclusive, worldwide, royalty-free license to use, display, and share such content for the purpose of providing and improving our services.

7. Privacy and Data Protection

Your privacy is important to us. Our collection, use, and protection of your personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using our Service, you consent to the collection and use of your information as outlined in our Privacy Policy.

8. Disclaimers and Limitations

8.1 Service Availability

While we strive to provide uninterrupted service, we do not guarantee that our Service will be available at all times. We may suspend or terminate service for maintenance, updates, or other reasons.

8.2 Results Disclaimer

While our training programs are designed to help you achieve personal and professional growth, individual results may vary. We do not guarantee specific outcomes, career advancement, or financial success as a result of participating in our programs.

8.3 Third-Party Content

Our Service may include links to third-party websites or resources. We are not responsible for the content, privacy practices, or availability of such third-party services.

8.4 Limitation of Liability

To the maximum extent permitted by law, Wealth Experience shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or business opportunities, arising from your use of our Service.

9. Indemnification

You agree to indemnify, defend, and hold harmless Wealth Experience, its officers, directors, employees, and agents from and against any claims, damages, losses, costs, and expenses (including reasonable attorney fees) arising from your use of our Service or violation of these Terms.

10. Termination

10.1 Termination by You

You may terminate your account at any time by contacting our customer service team. Upon termination, your access to paid content will cease, but you may retain access to any content you've downloaded in accordance with our license terms.

10.2 Termination by Us

We may terminate or suspend your account and access to our Service immediately, without prior notice, if you violate these Terms or engage in conduct that we deem harmful to our business or other users.

10.3 Effect of Termination

Upon termination, all rights and licenses granted to you will immediately cease, and you must discontinue all use of our Service and delete any downloaded content.

11. Force Majeure

We shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, government actions, pandemic, or technical failures.

12. Governing Law and Dispute Resolution

12.1 Governing Law

These Terms are governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein.

12.2 Dispute Resolution

Any disputes arising from these Terms or your use of our Service will be resolved through binding arbitration in Toronto, Ontario, unless otherwise agreed in writing. You waive your right to participate in class action lawsuits.

12.3 Jurisdiction

You agree to submit to the personal jurisdiction of the courts located in Toronto, Ontario, for any matters not subject to arbitration.

13. Modifications to Terms

We reserve the right to modify these Terms at any time. We will notify users of material changes by posting the updated Terms on our website and updating the "Last updated" date. Your continued use of our Service after such changes constitutes acceptance of the new Terms.

14. Severability

If any provision of these Terms is found to be unenforceable or invalid, the remaining provisions will continue to be valid and enforceable to the fullest extent permitted by law.

15. Entire Agreement

These Terms, together with our Privacy Policy and any other legal notices published by us on our Service, constitute the entire agreement between you and Wealth Experience regarding your use of our Service.

16. Contact Information

If you have any questions about these Terms of Service, please contact us:

  • Email: [email protected]
  • Phone: +1 (416) 555-0123
  • Mail: 789 Queen Street West, Toronto, ON M5V 1B6, Canada

17. Acknowledgment

By using our Service, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service. You also acknowledge that these Terms constitute a binding legal agreement between you and Wealth Experience.

Return to Home